How bad is it? Taking it all into consideration, it's not all that bad; or is it? I guess it depends on your point of view.
Take for example this post over at Advanced Personal Finance. Some very good points are made about the 'hype' and the reality.
Me? I'm bearish. Moved everything to cash (everything makes it sound like such a big amount, I wish!). Safest bet for you buck is in a high yield money market account someplace....
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