There are a number of laws in the United States that regulate businesses and how they interact with their customers. These laws are intended to protect the consumer against unfair business practices. To a large degree, these law do as they were intended. To another degree, many people do not understand them, and because of this lack of understanding, do not benefit from them as much as they should. And yet to another degree, many businesses and business people do not understand them and put themselves and their businesses and\or employers at risk because of their ignorance.
Here is a list of most of the Consumer Protections Acts (laws), and links to some informational and official web sites.
- Fair Credit Reporting Act (FRCA)
- Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Fair Debt Collection Practices Act (FDCPA)
- Federal Trade Commission Act
- Unfair or Deceptive Acts or Practices (UDAP)
- Home Ownership and Equity Protection Act (HOEPA)